NMLS Federal Law Practice Test

RESPA, TILA, TRID, ECOA, HMDA, SAFE Act, and federal mortgage regulations tested on the national component.

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Federal Law

25 free questions per day · Sign up free for one full-length timed exam simulation

  • ✓ Pass mark 75% · instant score
  • ✓ Change your answer before Next
  • ✓ Review missed questions after each test
  • 1 free practice start per category per day
  • Sign up free for one timed exam simulation
  • ✓ Pro: full 50-question timed exam (60 minutes)
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Built for licensing exams

3000+
Practice questions

Real estate + NMLS tracks

1 free
Timed exam simulation

Full-length, like test day — with free account

75%
Pass threshold

Aligned with licensing exams

“The timed SAFE simulation felt just like my NMLS test. Passed on the first try.”

— MLO candidate, Texas

“Free practice got me through fundamentals. Pro exam mode is what actually prepared me.”

— Real estate student, Florida

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— Dual-track user

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Two exam sims at 75%+ or your money back if you fail the official exam within 30 days.

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About this practice test

The real federal law exam typically requires about 75% to pass. LicensePort randomizes questions from our bank of 200+ items so each attempt feels like a new test.

Free: 25-question practice with instant explanations. Free account: one full 50-question timed exam simulation. Pro: unlimited exam sims in every category.

LicensePort Pro adds longer exam simulations, every topic bank, and unlimited retakes across real estate and NMLS prep. See pricing.

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