Mortgage (NMLS) Portal

Pass the NMLS SAFE MLO exam.

Federal mortgage law, ethics, and origination for the SAFE MLO exam. Free daily practice; one free timed exam simulation per account; Pro adds unlimited 100-question SAFE simulations.

Also getting your real estate license? Real estate portal included with Pro.

SAFE Overview

25 free questions per day · Sign up free for one full-length timed exam simulation

  • ✓ Pass mark 75% · instant score
  • ✓ Change your answer before Next
  • ✓ Review missed questions after each test
  • 1 free practice start per category per day
  • Sign up free for one timed exam simulation
  • ✓ Pro: full 100-question timed exam (120 minutes)
1 free exam sim — sign up

Built for licensing exams

3000+
Practice questions

Real estate + NMLS tracks

1 free
Timed exam simulation

Full-length, like test day — with free account

75%
Pass threshold

Aligned with licensing exams

“The timed SAFE simulation felt just like my NMLS test. Passed on the first try.”

— MLO candidate, Texas

“Free practice got me through fundamentals. Pro exam mode is what actually prepared me.”

— Real estate student, Florida

“One account for both RE and NMLS — exactly what I needed in the housing market.”

— Dual-track user

Pass Guarantee

Two exam sims at 75%+ or your money back if you fail the official exam within 30 days.

See terms →

NMLS practice categories

About the SAFE exam

The NMLS SAFE test has national and state components. Most candidates need 75% on each. LicensePort mirrors that threshold in exam mode and covers RESPA, TILA, TRID, ECOA, ethics, and origination scenarios tested on the national portion.

Read our NMLS SAFE study guide →